How It Works
Bridge loans provide fast, flexible capital for short-term needs, typically used while waiting on another funding event like a real estate closing, term loan approval, or investment round. These loans are designed to keep your business moving when timing doesn’t align.Whether you're acquiring property, covering temporary gaps, or responding to an urgent opportunity, bridge financing lets you act fast without long-term obligations.
Inventory Restocks
Buy large volumes of product now while waiting on another round of working capital or payout.
Cash Flow Gaps
Manage payroll, vendor payments, or recurring expenses until a pending capital event clears.
Equipment Purchases
Make time-sensitive purchases to maintain operations, even if traditional funding isn’t ready.
Growth
Bridge loans help you capitalize on opportunities when timing is critical and liquidity is tight.
Real Estate
Cover down payments, deposits, or transaction costs for commercial property acquisitions.
Emergencies
Handling unforeseen expenses or emergencies, such as urgent repairs or unexpected bills
Renovations
Finance fast renovations or tenant improvements before a long-term loan kicks in.
Closings
Secure funds while finalizing a long-term loan, investment deal, or SBA approval process.
Acqusitions
Fund business purchases, franchise deals, or partner buyouts with quick-turnaround capital.
Securing a Property While SBA Funding Closes
A commercial developer used a bridge loan to make a down payment on a retail space while waiting on SBA approval. With Capital Two, they closed the deal in four days and refinanced two months later.
Bridging a Working Capital Delay
A wholesale distributor had a delay on a large working capital loan. A $300,000 bridge loan helped them restock inventory for holiday demand and repay the loan within 60 days after funding closed.
Is This Right for You?
Bridge loans are best for businesses with a strong growth trajectory or clear financing milestones. If you need capital now but have a larger solution on the horizon, a bridge loan can close the gap without locking you into a long-term commitment.
You need short-term liquidity
Quick access to funds helps you move forward while waiting on your next round, loan, or payout.
You’re awaiting another funding round
Bridge capital helps you stay liquid and operational while your next deal, loan, or revenue event finalizes.
You’re in a time-sensitive situation
From real estate transactions to urgent business shifts, bridge loans offer speed and flexibility when timing matters most.
Loan Details
Capital Two’s bridge loan solutions are designed for speed and precision. They help you stay agile when timing is critical, giving you just enough capital to move forward without long-term obligations.
$100,000 – $10M+
3 – 18 months
1 – 5 days
May be required
Higher (short-term)
Why Us
The Benefits of Choosing Capital Two
Capital Two isn’t just fast. We’re built for business owners who need a partner, not just a lender. We offer transparent terms, real support, and funding solutions designed to meet you where you are and get you where you’re going.
Fast Approvals
You don’t have weeks to wait. We deliver funding decisions in as little as 24 hours, so you can act fast when it counts.
Flexible Solutions
No two businesses are alike. That’s why our financing options are tailored to your needs - not stuck in a template.
Dedicated Support
When you reach out, you get real people. Funding experts who listen, guide, and stick with you from start to funded.
Specialized Focus
We do one thing and that’s business funding. Our laser focus is the reason why we do it better: with insight, precision, and zero distractions.
